Lori Harvey is lucky she escaped a sneak attack in a parking structure -- and if not for her quick-thinking skills her car might have been jacked ... TMZ has learned. Steve Harvey's daughter had just parked her 2020 Rolls-Royce Cullinan at an apartment complex in Atlanta Wednesday night ... and made her way to the trunk to grab some stuff. That’s when the suspect crept up and ran to jump in the driver's seat.