Rozay -- who lives right across the street from the Miami Dolphins receiver -- documented the smoky scene from his yard on Jan. 3 ... providing his millions of followers with commentary and speculating the blaze was sparked by an electrical problem.

Hill was less than thrilled by Ross' reaction ... 'cause when speaking about the accident on "The Pivot," he admitted he felt the musician should've blown up his phone.

"First off, I just wanna say, Rick Ross, bro -- I can't vibe with you now, bro," Hill said. "I can't f*** with you no more, bro."

"Rick Ross, man. You had the audacity to talk to a fireman instead of come protect -- you got my number, bro," Hill continued. "You get on Twitter, posting me all over Twitter, like, after what me and my family went through. You're supposed to be the neighbor -- the neighborhood hero!!"

Former Jaguars star and Pivot cohost Fred Taylor -- who also lives near Hill and Ross -- shared his side of the emergency ... saying he saw Ross recording the whole thing on his celly.

He explained there were a ton of firetrucks outside by the time he knew what was going on ... but Cheetah didn't seem to be bothered at all, especially because Taylor didn't throw video up on the internet for everyone to see.

Hill also took issue with how Ross name-dropped Wing Stop during the whole fiery fiasco ... adding, "Don't try to use me for promotion, bro!!"