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KIM ZOLCIAK SHOWERS KIDS WITH XMAS GIFTS ... Despite Financial Woes

Kim Zolciak showered her kids with gifts for Christmas despite her financial hardships.

Sources close to Kim tell TMZ ... she pulled together the dough she's made selling personal items online over the last few months ... ensuring the 4 kids she shares with Kroy Biermann didn't go without Xmas presents this year.

We're told the estranged couple's brood will always be their priority ... and despite the heightened drama between them, they chose not to travel for the holidays and instead were at home for the holiday at their Georgia mansion.

We don't know exactly what gifts she bought, but it must've been a pretty decent haul ... cause K&K have been making some serious $$$ selling designer goods online.

Earlier this month, Kim gave the boot to Kroy's shoe collection, selling them alongside her footwear and handbags ... tempting potential buyers with big names from Gucci, Louis Vuitton, Valentino & more.

Of course, they decided to sell, sell, sell due to their mounting lawsuits over unpaid credit card bills.

They've also put their Georgia mansion on sale ... though they recently slashed the $6 mil price by $500K out of desperation.

Meanwhile, they've been squabbling like cats and dogs for months -- with one of their kids calling the cops on them following an explosive argument at their mansion in Nov. -- though it's heartwarming to know the kiddos ended the year with some festive cheer.

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