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Alex Murdaugh New 22-Count Indictment ... Allegedly Stole $3.4 Mil from Dead Housekeeper

Murder's just the tip of the iceberg with Alex Murdaugh ... the feds say he plotted with bank CEOs and other attorneys to plunder millions from clients, and the estate of the housekeeper who died mysteriously in his home.

The feds just dropped a 22-count indictment on the convicted murderer, and according to the docs ... Murdaugh had quite the operation going behind the scenes of his family's personal injury law firm.

Perhaps the most disturbing charge involves Gloria Satterfield, the Murdaughs' longtime housekeeper, who died in 2018 after an alleged slip and fall -- caused by the Murdaughs' dogs -- in the family's home.

According to the indictment, Murdaugh recommended Gloria's family hire another attorney ... who was one of Murdaugh's close friends.

That lawyer negotiated settlements for Gloria's death from 2 insurance companies -- Lloyds of London and Nautilus Insurance Group -- totaling about $4.3 million. However, the feds say the lion's share of that settlement got funneled into an account Murdaugh set up to look like a legit consulting firm ... but it absolutely was not.

Gloria's family members spoke out in the Netflix documentary, "Murdaugh Murders: A Southern Scandal," and said they never saw a dime of the insurance payouts. This indictment backs that up, and provides an answer for where the money went ... allegedly.

The Satterfields are just one of several of Murdaugh's financial victims, according to the indictment, which details other alleged incidents of pilfering his clients' funds.

He's accused of money laundering, wire fraud, bank fraud and conspiracy to commit fraud.

Of course, Murdaugh was sentenced to life in prison earlier this year for the 2021 murders of his wife and son. He can't get more time behind bars, but the feds can collect money and assets for his victims ... if he's convicted. Again.

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