You may recall, the 29-year-old fighter risked life and limb on (not one but) two occasions within the last year. In October, Kevin stopped an alleged carjacker, chasing down, and holding the would-be thief until police arrived and arrested the man.

Then, just a few months later, Holland risked his own life when he stopped an alleged gun-wielding man who pulled a weapon at a local sushi spot.

But, Holland -- who's fighting Daniel Rodriguez at UFC 279 on September 10 (more on that later) -- says local law enforcement recently gave him a hard time for a traffic-related incident, so he's done doing their jobs.

"I got pulled over one night on my way to the airport, right, and they were like, 'we gotta book you., I'm like, 'book me for what?' They're like 'for tickets,' I'm like 'tickets? How much are the tickets? I got the money right now, I'll pay you.'"

Unfortunately, they dragged Kevin down to the station ... before finally letting him pay (he's a star athlete -- he's got the cash). It took hours before he was cut loose.

"I'm there for like 3, 4 hours -- this is way back on my birthday. I missed the flight, you know, I was picking someone up from the airport," Holland says, adding, "So, they gotta Uber to the house and I'm like bro, I just literally stopped a shooting a week ago and y'all gonna book me for some tickets?"

Harmless detainment aside, we asked Holland if local authorities ever honored him for his genuinely heroic acts.

"No. They give you one of these (flips middle finger)! Stay out of our way kid!"

But, Kevin continued, saying it was never about recognition.

"The good thing is I don't do it for the medal or anything like that. It's just when you see something bad going on, the right thing to do is the right thing to do, but I ain't gonna lie, it was funny as hell when [the arrest] happened. All my boys were like, 'this why I ain't doing s**t good, I ain't helpin' nobody.'"

The good news is as long as you're not in the Ft. Worth area ... Kevin says he's got your back.

"I ain't doing nothing to Saginaw no more, man. I'll help everybody else anywhere else. If you in Saginaw, I ain't helping you."

As for Holland's fight with 35-year-old Rodriguez (16-2, 8 KOs), Kevin's unfazed by his opponent's trash talk (and there's been a lot of it).

"It seems like he's forcing it, trying to sell some stuff," Holland said ... "Do your thing, bro!"

Kevin also breaks down who the UFC offered him, why he and Daniel are fighting at a catchweight of 180 lbs., and much more.

His prediction for September 10??