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Kenny Smith Thibs Doesn't Know How To Use Kemba ... He's a Ferrari!!!

Kemba Walker getting benched isn't his problem, it's his coach's ... so says Kenny "The Jet" Smith, who tells TMZ Sports the guard is a Ferrari and Tom Thibodeau doesn't know how to drive it.

The 31-year-old hooper was removed from the Knicks rotation earlier this week ... as he's been averaging career lows in almost every major category this season.

Once backup Alec Burks came in and balled out with 23 points against the Hawks on Saturday, Thibs decided to pull Walker out of the starting lineup AND the rotation altogether.

We spoke with Smith about Kemba's benching, considering he signed a 2-year, $20 million deal this past offseason ... and he says this is not a testament to Walker's skills.

"The guy's a great offensive player and you just don't know how to use him," Smith told us at LAX. "That's really what you're saying. You're not saying that he can't play."

Smith says Thibs just flat-out doesn't know how to use the baller ... and can be of use for a team that knows what to do with his talents.

"It's the coach and the organization just not understanding what value of a guy like this, what they paid for."

To put it in simpler terms, Smith has an analogy.

"You can have a Ferrari, but you drive it 30 miles an hour ... what's the use?!"

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