As we previously reported, Ross' Lambo Urus -- a fancy SUV that starts at $220k -- was stolen from the Fields Motorcars of Florida dealership last month ... and the car ended up wrecked in Maitland, about 10 miles outside Orlando.

TMZ Sports has learned ... a male teen was charged with Burglary of a Structure and 3rd Degree Grand Theft after a month-long investigation ... with officials saying they identified the suspect via key witnesses and security footage.

Cops say the suspect crashed a gray Dodge Dart into the dealership around 1 AM to get Ross' key fob, hopped in his whip and drove off. Officials say the Dart was later reported stolen and found at a nearby business.

According to the police, Ross' Lambo was spotted cruising through Orange County around 3 AM ... and just a few hours later, cops received the call that Ross' SUV had crashed into a building in Maitland.

Remember, Ross was devastated to hear the news ... posting a video explaining what he had heard about the incident.

But, the good news?? Ross is rich (he's reportedly made more than $67 million in his career) ... but the hooper can still rest easy knowing cops got the person they believe is responsible for swiping the car.