It's the most wonderful time of the year -- and if we have to spell it out for you ... you're gonna need something pretty darn special for at least one special person, right?

If you're on the hunt for an affordable, last-minute holiday gift, look no further than the Monogram Initial Stud Earrings with Swarovski Crystals -- the perfect way to say "Happy Holidays" or even "I Love You!" to a lucky someone in your life.

You can never go wrong with a gorgeous pair of earrings, and these will deliver. Since they're monogrammed, it adds a personal touch to whoever you're giving them to you. And, rest assured, these are good quality, as they're made out of 18K white gold filling with crystal pave lining for an elegant, minimal look.

What's more ... they're adorned with Swarovski crystals for extra sparkle and shine. It's an easy way to dress up any look without being too flashy.

For a limited time, you can actually get an additional 20% off the Monogram Initial Stud Earrings with Swarovski Crystals' reduced price of $19.99 (regularly $99). Using the promo code, HOLIDAY20, it ends up being only $15.99. We know ... it's a good deal.