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Joe Horn Facing 10 Years Behind Bars ... After Pleading Guilty To NFL Health Care Fraud

Joe Horn is facing 10 YEARS in prison after the ex-NFL star just pled guilty to scamming the NFL's retired player health care plan out of nearly $150,000.

The former New Orleans Saint was one of several ex-NFL players -- including Clinton Portis -- who was charged by federal prosecutors earlier this month with defrauding the Gene Upshaw NFL Player Health Reimbursement Account Plan.

Officials say Horn, along with 10 other ex-NFLers, sought reimbursements for things like expensive medical equipment and prescriptions that they never bought in the first place.

But, instead of fighting the case in court, 47-year-old Horn agreed to plead guilty on Thursday to one charge of conspiracy to commit health care fraud.

According to court docs obtained by TMZ Sports, the charge carries a sentence of up to 10 YEARS behind bars ... as well as fine of up to $250,000 -- plus probation.

But, it seems Horn took the plea deal with the hopes a judge will take it easy on him at his sentencing hearing later next year.

As for the details of the plea agreement -- according to the docs, Horn admitted to submitting two false claims that totaled up to $149,775 ... and will have to pay that back.

Horn is one of the greatest Saints of all-time ... logging 7,865 receiving yards and 51 receiving TDs in his 7 years in a New Orleans uniform.

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