Emily Ratajkowski It's Autumn Somewhere ... Just Not Here

Hot Girl Summer might be over for most of us -- but for Emily Ratajkowski ... the heat just keeps on coming, even as we get into fall. Hooray for year-round seasons!!!

The model was spotted out Monday in the Sunshine State, getting her tan on in Miami with a gal pal in tow. No sight of her hubby, Sebastian, here -- but Emily had no trouble holding the spotlight ... showing off her bangin' body in probably the best swimsuit ever.

She was wearing a fascinating little number as she laid out in the rays -- which featured a plunging split neckline up front ... and nothing but a thong bottom for the back.

Safe to say, it helped expose Emily's best features -- hey, ya gotta avoid those tan lines -- which she was happy to facilitate with lots of turning over, bending and kneeling to make sure every angle of her body got the UVs it needed. Yeah, she knows what she's doing.

BTW, the bathing suit is from Emily's own line, Inamorata, and this particular one-piece -- dubbed Encinitas, after her San Diego-adjacent hometown, retails for $160.

No better way to advertise it than with the creator herself. We're not sure many other beach babes could pull this off as convincingly as Emily does here. #TooFineFall

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