Cardi B Late to 'Money Moves' Beauty Panel ... Day After Milestone Gig

Cardi B has come a long, LONG way since dropping her debut album last spring -- so if the woman's a little late to a scheduled speaking gig, so be it ... folks will wait for her.

The "Money" MC showed up a few hours behind schedule Sunday to the Beautycon Festival in NYC, where she was set to speak on a panel about "money moves" and the keys to success in the beauty world. Apparently, Cardi had people waiting for a good 3 to 4 hours.

She eventually showed though, and looked great as usual -- wearing a fur and wide-brimmed hat with matching heels. CB talked about success ... and she's had a lot of it lately.

SplashNews.com / TMZ.com

Saturday actually marked the 1-year anniversary of her Grammy-winning album, "Invasion of Privacy," which she celebrated with a mega gig in Vegas ... performing at the new Kaos Nightclub at Palms Hotel ... alongside the likes of J Balvin and G-Eazy.

Considering Cardi's set probably ran late ... we're guessing the panel peeps were willing to cut her some slack for the late appearance the very next day.

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