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Bella Thorne Drops Big $$$ on Ring ... But, Not That Finger

Bella Thorne and her musician boyfriend went ring shopping together ... but it's not what you think.

Bella and Mod Sun -- who've been super close lately -- hit up Pristine Jewelers in NYC Thursday to get her a custom ring for the premiere of her new movie with Patrick Schwarzenegger, "Midnight Sun."

We're told the owners, Avi and Ofir -- celeb jewelers to the stars -- helped her pick out a ring with 7.5 karats in yellow diamonds ... surrounding a huge 15-karat emerald.

Bella's BF didn't leave empty-handed either -- he ended up walking out with a custom heart pendant with 22 karats in colorful stones.

We're told the 2 dropped over $100k total on their new bling ... which they happily flaunted at the premiere.

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